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Gumroad Alternatives (2026): 7 Picks, Fees Compared

By CrateNorth Editorial · · Prices checked Nov 4, 2026

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Quick answer

Payhip is the closest like-for-like switch for most Gumroad sellers: a free plan with a 5% fee per sale and paid plans that lower it. systeme.io suits sellers who also want email, funnels and courses with 0% platform fees, and Lemon Squeezy suits software sellers who want a merchant of record to handle tax. Skip all of them if you rely on Gumroad's Discover marketplace for sales.

Gumroad lists its direct-sale fee as 10% plus 50 cents per sale, and 30% on sales that come through its Discover marketplace. That is why many digital creators look for a platform that charges less, adds email tools, or handles tax differently.

We compared features, vendor documentation and user reviews. We did not test the platforms ourselves. Fees below come from each vendor's own pricing pages as shown in search results on 2026-11-05, so confirm them on the live page before you move a store.

Below you will find a comparison table, seven picks with who should skip each, and a short guide to choosing by what you sell.

Our Top Picks

Closest Switch With A Free Plan

Payhip7.3/10

Payhip sells digital downloads, courses and memberships from one account, with a free plan that charges a per-sale fee instead of a monthly one.

Read our full take ↓
Email, Funnels And Courses With 0% Fees

systeme.io7.3/10

systeme.io combines a store, sales funnels, email, courses and a blog in one account, and says it charges no transaction fees on any plan.

Read our full take ↓
Merchant Of Record For Software Sellers

Lemon Squeezy6.8/10

Lemon Squeezy sells digital products, software and subscriptions and acts as the merchant of record, collecting sales tax and VAT on your behalf.

Read our full take ↓
At a glance: our overall score for each pick (how we score)
  1. PayhipClosest Switch With A Free Plan7.3
  2. systeme.ioEmail, Funnels And Courses With 0% Fees7.3
  3. Lemon SqueezyMerchant Of Record For Software Sellers6.8
  4. SellfyFlat Monthly Plans, No Sales Cut6.3
  5. PodiaCourses, Memberships And Downloads6.5
  6. Ko-fiTip Jar With A Low-Fee Shop6.3
  7. Easy Digital DownloadsOwn Your Store On WordPress6.3
ProductOur scoreBest forLink
Closest Switch With A Free Plan
Payhip
7.3Gumroad sellers who want a similar pay-per-sale model at a lower feeCheck Payhip
Email, Funnels And Courses With 0% Fees
systeme.io
7.3Creators who want to sell and also run email and funnels from one loginCheck systeme.io
Merchant Of Record For Software Sellers
Lemon Squeezy
6.8Software and template sellers with a worldwide customer baseCheck Lemon Squeezy
Flat Monthly Plans, No Sales Cut
Sellfy
6.3Steady sellers who prefer a flat monthly bill over a per-sale cutCheck Sellfy
Courses, Memberships And Downloads
Podia
6.5Educators who sell courses and memberships next to downloadsCheck Podia
Tip Jar With A Low-Fee Shop
Ko-fi
6.3Artists and hobby creators who want tips, commissions and a small shopCheck Ko-fi
Own Your Store On WordPress
Easy Digital Downloads
6.3Sellers with a WordPress site who want full control and no platform feeCheck Easy Digital Downloads

1. Payhip — Closest Switch With A Free Plan

Closest Switch With A Free PlanPayhipPayhip
  • Free plan, 5% per sale
  • Same features on every plan
  • Unlimited products
Check Payhip

Best for: Gumroad sellers who want a similar pay-per-sale model at a lower fee

7.3/10Our score
  • Fee Level8.0
  • Ease of Use8.0
  • Feature Range7.0
  • Marketing Tools6.0
Check Payhip

What we like

  • Free Forever plan has no monthly cost, per Payhip's pricing page
  • Paid plans only change the fee: Plus lists 2% and Pro lists no Payhip transaction fee
  • Payhip says all plans have the same features, with unlimited products and revenue
  • Covers digital downloads, courses and memberships in one place

Keep in mind

  • Free plan fee is 5% per sale, plus payment processor fees
  • Breaking even on a paid plan takes meaningful monthly sales
  • Less of an audience or discovery effect than a marketplace

Payhip's pricing page lists a Free Forever plan at $0 a month with a 5% transaction fee, a Plus plan at $29 a month with a 2% fee, and a Pro plan at $99 a month with no Payhip transaction fee. Payhip says all plans carry the same features and that payment processors charge their own fees on top.

That makes the math simple. A seller on Gumroad's 10% plus 50 cents pays more per sale than on Payhip's free plan, and the Plus and Pro plans are a bet on volume. Payhip also publishes its own comparison against Gumroad, so treat that page as marketing and check the numbers yourself.

Skip it if most of your sales come from being discovered on a marketplace, since a plain store needs you to bring your own traffic.

2. systeme.io — Email, Funnels And Courses With 0% Fees

Email, Funnels And Courses With 0% Feessysteme.iosysteme.io
  • 0% platform fees
  • Free plan, 2,000 contacts
  • Funnels, email, courses
Check systeme.io

Best for: Creators who want to sell and also run email and funnels from one login

7.3/10Our score
  • Fee Level9.0
  • All-In-One Range9.0
  • Ease of Use7.0
  • Tax Handling4.0
Check systeme.io

What we like

  • systeme.io says it charges 0% transaction fees on every plan, including the free one
  • Free plan is listed with 2,000 contacts, unlimited email sends and 3 sales funnels
  • Paid plans listed at $17, $47 and $97 a month in the results seen
  • One account replaces separate store, email and funnel tools

Keep in mind

  • Payment processors such as Stripe still charge their own fees
  • You handle tax collection yourself unless a processor setting does it for you
  • The wide feature set takes longer to learn than a simple storefront

systeme.io's own Gumroad comparison page and pricing information describe a permanent free plan with 2,000 contacts, unlimited email sends and 3 sales funnels, and say the platform takes 0% in transaction fees on every plan. Payment processors still charge their normal rates, which systeme.io's pages cite as 2.9% plus 30 cents for Stripe. Paid plans appeared in results at $17 a month for Startup, $47 for Webinar and $97 for Unlimited, but billing basis was not stated in the snippets, so confirm on the live pricing page.

The trade-off against Gumroad is that systeme.io is a business toolkit rather than a simple storefront. Our [systeme.io review](/work/systeme-io-review/) covers the plan limits and the interface in more detail.

Skip it if you only want a plain checkout link for a few files and have no use for email or funnels.

3. Lemon Squeezy — Merchant Of Record For Software Sellers

Merchant Of Record For Software SellersLemonSqueezy
  • Merchant of record
  • Handles sales tax and VAT
  • Subscriptions supported
Check Lemon Squeezy

Best for: Software and template sellers with a worldwide customer base

6.8/10Our score
  • Fee Level6.0
  • Tax Handling9.0
  • Ease of Use7.0
  • Support Record5.0
Check Lemon Squeezy

What we like

  • Lemon Squeezy lists a base fee of 5% plus 50 cents per transaction
  • Acts as merchant of record, so it handles sales tax and VAT collection, per its docs
  • Positioned at software, digital products and subscriptions, per its own pages
  • Its own blog says it is now part of Stripe

Keep in mind

  • Its docs list extra fees in some cases, such as 1.5% on some international sales and 3% on affiliate-referred orders
  • Chargebacks are listed at $15 per dispute
  • Independent reviewers cite slow support and held payouts, so check reputation first

Lemon Squeezy's pricing page lists a flat 5% plus 50 cents per transaction. Its documentation adds a 1.5% international payment fee on some sales, 3% on orders referred by an affiliate and $15 per chargeback. Sales made through its marketplace carry a flat 30% fee instead of the standard fees.

The draw is tax. Because Lemon Squeezy acts as merchant of record, it takes on the sales tax and VAT work for each sale, according to its own documentation. That matters most if you are moving from a tool or a self-built store where you handled tax yourself. Reviews we saw mention slow or missing support and delayed payouts, so check recent seller feedback before committing a large store.

Skip it if you sell low-priced items, where a 50 cent fixed fee cuts into each sale.

4. Sellfy — Flat Monthly Plans, No Sales Cut

Flat Monthly Plans, No Sales CutSellfySellfy
  • 0% transaction fees
  • 14-day free trial
  • Unlimited products
Check Sellfy

Best for: Steady sellers who prefer a flat monthly bill over a per-sale cut

6.3/10Our score
  • Fee Level7.0
  • Store Features7.0
  • Ease of Use8.0
  • Free Option3.0
Check Sellfy

What we like

  • Sellfy's pricing page lists 0% transaction fees on every plan
  • Starter is listed at $22 a month on annual billing and $29 monthly
  • Offers a 14-day free trial with no card needed, per Sellfy
  • Unlimited products, with files up to 10 GB on Starter

Keep in mind

  • No permanent free plan, only a trial
  • Each plan has a yearly sales cap, starting at $10,000 on Starter
  • Payment processor fees still apply

Sellfy's pricing page lists Starter, Business and Premium plans with 0% transaction fees, and says your cost is the flat subscription plus Stripe or PayPal processing fees. Starter appears at $22 a month with annual billing ($29 monthly), and the page lists a yearly sales limit of $10,000 on Starter. Sellfy's help center says going over a cap without upgrading can trigger a 2% overage fee, so check the live terms.

A flat bill beats a percentage once your sales grow. At 10% on Gumroad, $10,000 in sales costs far more than a year of Starter, and Sellfy's cap is built around that. Sellfy also offers print-on-demand products alongside digital downloads.

Skip it if you are just starting out and want to pay nothing until you make a sale.

5. Podia — Courses, Memberships And Downloads

Courses, Memberships And DownloadsPodiaPodia
  • Courses and memberships
  • Email tools included
  • Free trial
Check Podia

Best for: Educators who sell courses and memberships next to downloads

6.5/10Our score
  • Fee Level6.0
  • Course Features8.0
  • Ease of Use8.0
  • Free Option4.0
Check Podia

What we like

  • Podia's pricing page lists 5% on Mover and 0% on Shaker and Earthquaker
  • Sells courses, memberships and digital downloads in one store
  • Email marketing is built in, per Podia
  • Podia says Stripe or PayPal charge a standard 2.9% plus 30 cents

Keep in mind

  • Entry plan still has a 5% Podia fee
  • Monthly prices are higher than flat-fee stores such as Sellfy
  • Podia's pricing figures appeared inconsistent across pages, so check the live page

Podia's pricing page lists three plans: Mover with a 5% transaction fee, and Shaker and Earthquaker with no Podia transaction fee. It also notes that payment processors charge a standard 2.9% plus 30 cents. Search results showed different monthly and annual figures across Podia pages, so we leave the dollar amounts for you to confirm on the [pricing page](https://www.podia.com/pricing).

Podia suits sellers whose catalog is growing beyond downloads into courses and memberships. Our [Podia review](/work/podia-review/) goes through the plans and limits. The company is not part of our affiliate list at the moment, so the link goes to its plain page.

Skip it if you only sell a few downloads, where a simple store costs less.

6. Ko-fi — Tip Jar With A Low-Fee Shop

Tip Jar With A Low-Fee ShopKo-fiKo-fi
  • No shop listing fees
  • 5% fee on the free tier
  • Gold plan removes the fee
Check Ko-fi

Best for: Artists and hobby creators who want tips, commissions and a small shop

6.3/10Our score
  • Fee Level8.0
  • Ease of Use9.0
  • Store Depth4.0
  • Marketing Tools4.0
Check Ko-fi

What we like

  • Ko-fi's help center says a shop has no listing fees
  • Ko-fi charges a 5% service fee on shop sales on the free tier
  • Ko-fi Gold lists 0% service fees on its pricing page
  • Tips, memberships and commissions live next to the shop

Keep in mind

  • Free accounts can upload up to 2 GB per shop item, per Ko-fi
  • Fewer store, email and funnel tools than the other picks
  • Gold pricing differed across pages seen, so check the live page

Ko-fi's help center says a Ko-fi Shop has no listing fees and a 5% service fee on sales, with normal payment processor fees on top. Its pricing page says the free tier charges 5% on memberships, shop sales and commissions, while Gold removes the service fee for a monthly subscription. The help center also says free accounts can upload up to 2 GB per shop item and Standard accounts up to 5 GB.

Ko-fi is a better match for creative communities than for businesses with email lists and launches, because it has no funnel builder or real marketing suite. That is a plus if you want a simple page for tips and a few files.

Skip it if you want to build a branded store with email automation and upsells.

7. Easy Digital Downloads — Own Your Store On WordPress

Own Your Store On WordPressEasyDigital Downloads
  • Free core plugin
  • No platform cut
  • Runs on your own site
Check Easy Digital Downloads

Best for: Sellers with a WordPress site who want full control and no platform fee

6.3/10Our score
  • Fee Level9.0
  • Control9.0
  • Ease of Use4.0
  • Tax Handling3.0
Check Easy Digital Downloads

What we like

  • The core plugin is free, per Easy Digital Downloads
  • The vendor says it takes no cut, so you pay only processor fees
  • Free version covers a cart, Stripe and PayPal, file delivery and discount codes
  • EDD Pro plans start at $99.50 per year, according to the vendor

Keep in mind

  • You pay for hosting and a domain separately
  • You manage updates, security and backups yourself
  • No merchant of record, so tax setup is up to you

Easy Digital Downloads says its core plugin is free to download from the WordPress plugin directory and that it takes no cut of sales, leaving only payment processor fees such as 2.9% plus 30 cents for Stripe. EDD Pro plans start at $99.50 per year, according to the vendor, for features like subscriptions and software licensing. Different pages list different tiers, so check the current plan names.

Self-hosting suits sellers with some technical comfort who want to own the customer relationship. You do the work that Gumroad does for you: hosting, security, backups and tax setup. For a creator who has outgrown a marketplace, that trade can pay off.

Skip it if you do not already run, or want to run, a WordPress site.

Quick comparison

Platform Listed platform fee Free option Best for
Payhip 5% free, 2% Plus, none on Pro Free plan Like-for-like Gumroad switch
systeme.io 0% on every plan, per vendor Free plan Email, funnels and courses
Lemon Squeezy 5% + 50 cents — Software and tax handling
Sellfy 0%, flat monthly plan 14-day trial Steady sellers
Podia 5% on Mover, 0% above Free trial Courses and memberships
Ko-fi 5% on free tier, 0% on Gold Free tier Creative communities
Easy Digital Downloads None, per vendor Free core plugin WordPress sites

For reference, Gumroad lists 10% plus 50 cents on direct sales. Processor fees are charged separately by every platform. Figures come from vendor pages seen on 2026-11-05.

Choose by what you sell

If you sell files such as templates, presets or ebooks and want the least change, start with Payhip. If you want email and funnels around those files, systeme.io covers them, and our systeme.io review explains the limits. Funnel-first buyers can also see our ClickFunnels alternatives for tools built around sales pages.

If courses are the main product, Podia and LearnWorlds are course-first. Our Podia review and LearnWorlds pricing guide show what each plan includes. Lemon Squeezy fits software with an international customer base, and Easy Digital Downloads fits sellers who already run WordPress.

When a flat fee beats a percentage

Percentage fees are painless at low volume and expensive at high volume. A flat monthly plan like Sellfy’s starts to win once your monthly sales are large enough that the percentage would exceed the subscription. Work out your own break-even from your last three months of sales rather than relying on a blog’s example, and remember that processor fees apply either way.

Common complaints to watch for

Across vendor pages and seller reviews, the same patterns keep appearing. Fee details change, so a figure from last year’s comparison post may be wrong. Marketplace traffic does not move with you. Support and payout speed vary, and reviewers raise this most often about Lemon Squeezy. Tax is the other trap: some platforms handle it as merchant of record, while self-hosted or percentage-only stores leave it to you.

Before you migrate

Export your customer list and product files first, then check whether the new platform can import existing buyers and keep their download access. Tell customers about the move, test one purchase end to end, and keep your old store live until the new one is working.

Frequently Asked Questions

What are Gumroad's fees?

Gumroad's pricing page lists 10% plus 50 cents per direct sale and a 30% fee on sales through its Discover marketplace. Check Gumroad's live pricing page before comparing, as fee details are updated from time to time.

What is the cheapest Gumroad alternative?

It depends on volume. Payhip's free plan has a 5% fee per sale, systeme.io and Easy Digital Downloads say they take no platform cut, and Sellfy charges a flat monthly plan with 0% transaction fees. Payment processor fees apply on top for all of them.

Which Gumroad alternative handles sales tax and VAT?

Lemon Squeezy says it acts as merchant of record and handles sales tax and VAT collection. For the other picks, check each vendor's tax settings, and for Gumroad check its own help center.

Can I sell courses and memberships instead of just files?

Yes. Podia and systeme.io both support courses, and Podia adds memberships. Payhip also lists courses and memberships. Our LearnWorlds pricing guide covers a platform built mainly for courses.

Is there a Gumroad alternative with a free plan?

Payhip and systeme.io both list free plans, and Ko-fi's shop has a free tier with a 5% fee. Sellfy offers a 14-day free trial instead of a permanent free plan.

Will I lose my Discover traffic if I leave Gumroad?

Probably, if you rely on it. Discover is Gumroad's own marketplace, and the other platforms here are mainly places to run your own store, so you will need your own audience from email, social media or search.

Final Verdict

Payhip is the simplest move for most Gumroad sellers who want a lower per-sale fee, systeme.io fits those who also want email and funnels, and Lemon Squeezy fits software sellers who want tax handled for them. Sellfy and Easy Digital Downloads make sense once sales are high enough that a flat cost beats a percentage, and Podia and Ko-fi cover courses and creative communities. Confirm each fee on the live pricing page before you migrate.

Sources We Checked

Specs and features in this guide come from these manufacturer pages and independent sources, checked on Nov 5, 2026.

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